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100% Independent


Our advice is completely independent and conflict-free. We do not charge commissions or asset-based fees.



For our personal advice clients, we take of everything. We deliver a high level of support to help a limited number of valued clients achieve their goals. 




When your advisers aren't working together, you aren't getting the best outcome.


We collaborate with your accountant, lawyer, brokers and other advisers, or suggest them if you need it.

Andrew Saikal-Skea

Founder and Independent Financial Adviser


Andrew has been supporting clients with financial advice for over a decade, after moving to Canberra from Scotland.


Prior to founding Saikal-Skea Independent Financial Advice, Andrew served as a financial adviser and leader at one of Australia's largest industry funds and a boutique advisory.

Andrew has deep specialist knowledge in CSC defined benefits (including the MSBS, DFRDB, PSS and CSS) as well as tax planning, investments, insurance, social security and broader superannuation.

Andrew has been recognised as a Fellow of the Institute of Managers and Leaders and has previously served as Chairperson of the Financial Planning Association of Australia, ACT Chapter.


  • Certified Financial Planner (CFP®)

  • Specialist SMSF Adviser (SSA®)

  • Master of Applied Finance (Financial Planning)

  • Graduate Certificate of Finance and Actuarial Statistics

  • Master of Arts (Hons) in Business and Management


Alex Tetreault

Senior Associate


Alex is currently completing a Bachelor of Commence, majoring in Financial Planning and is on track to graduate in November 2024.


Alongside his studies, Alex has already garnered 3 years of experience working in the financial advice profession.  


As a Senior Associate, Alex’s role is to implement advice, formulate strategic financial reports and provide practice management.


Originally from Montreal, Canada, Alex is a Goaltender for the CBR Brave Ice hockey club and was a part of winning the National Championship with the club in 2018 & 2022. He has also represented the Australian National Team at numerous world championship events.


Alex expects to transition into a provisional adviser role in 2024, with aspirations of becoming a qualified financial adviser in mid-2025 at Saikal-Skea Independent Financial Advice.

Karien Smith

Senior Client Service Officer

After a 20-year banking career in South Africa, Karien relocated to Australia and moved into a treasury management role for almost a decade.


This strong financial background, along with a Diploma of Financial Planning, has enabled Karien to become an excellent senior client service officer.


Karien’s role in our team is to support our clients with seamless service and project manage advice implementation, which is something that she has over 6 years of experience delivering here in Canberra.

Outside of the office Karien is an avid reader and is passionate about yoga, exploring Tasmania and enjoying interesting restaurants.


Alisha Gunning


Alisha joined us after completing her Bachelor of Commerce degree, majoring in Financial Planning. 

Whilst studying, Alisha gained 2 years of experience supporting a boutique financial advice practice in Wagga Wagga.

As an associate, Alisha's role is to assist in the preparation and implementation of advice and to support our clients.

Alisha enjoys international travel, and in between Pilates and cooking, is currently exploring Canberra and its surrounds. 

Associations we belong to

CFP Click to verify.jfif
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Independent financial advice Canberra. Independent financial planning Canberra.
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